Personal Checking

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We’ve designed checking accounts without sneaky fees.

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Convenient Features

NO MAINTENANCE FEES

When you open your personal checking, you can enjoy no maintenance fees!

Real-Time Deposits

There are no delays or hold times for direct deposits or most payroll check deposits.

E-Alerts

Receive an email or text notification on the account activities you choose.

uChoose Rewards®

Start earning uChoose Rewards ® when you use your Educators debit card on non-PIN transactions.

24-Hour Access

Access your account from your computer or mobile device with Online Banking, Mobile Banking, Amazon Alexa, Google Assistant and ASK EVA.

Bundle Accounts

Automatically bundle your checking account, debit card and a Change Up Savings when you open your account!

Design My Card

Customize your credit and debit cards with a picture as unique as you are. Display any one of your favorite pictures every time you swipe your card with Design My Card.

Upgraded Debit Cards

Give your debit card a new, safer look. These cards include a unique design equipped with an extremely safe, contactless payment option.

Routing Number

Compare Your Options

Both accounts offer a debit card with no annual fees, uChoose Rewards ® , no limit on the number of transactions, no transaction fees at over 60,000 ATMs and worldwide use anywhere Visa ® is accepted.

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Minimum Opening Balance Minimum Opening Balance No Activation or Monthly Fees 1 No Activation or Monthly Fees 1 Real-Time Deposits Real-Time Deposits 24-Hour Access 24-Hour Access Overdraft Privilege 3 Overdraft Privilege 3 Minimum Opening Balance No Activation or Monthly Fees 1 Real-Time Deposits 24-Hour Access Overdraft Privilege 3

Student Checking (age 13 and over 2 )

Minimum Opening Balance No Activation or Monthly Fees 1 Real-Time Deposits 24-Hour Access Overdraft Privilege 3

Upgraded Card Designs

Debit Card Designs

debit card designs black debit card designPresenting our all-new debit cards designs! Now you can tap to pay with your Educators debit card securely and conveniently. When you tap to pay, each transaction will produce a specific, one-time code which is extremely efficient in minimizing fraud. Open an Account

Exclusive Debit Cards

debit card designs

Educators Credit Union has partnered with local teams and schools to help you bring team spirit to your wallet. Find a card that fits you! See all debit card partner card designs here. Open an Account

You’re Eligible to Join Educators!

Educators Credit Union is open to anyone who works or lives in our 11-county service area: Dane, Green, Jefferson, Kenosha, Milwaukee, Ozaukee, Racine, Rock, Walworth, Washington and Waukesha.

Open a new account by applying online, using Educators Connect Cam™ or by calling 262.886.5900.

I love Educators because they understand that life happens, and they work with you in every situation.

Related Resources

uChoose Rewards®

The more you spend, the more you earn! Every time you make a purchase with your Educators credit or debit card, you can gain uChoose Rewards ® !

Change Up® Savings

With Change Up ® Savings, using your debit card helps you save money. We’ll round up the change and deposit the difference into a savings account.

Open An Account Today

When you open an account, we’ll switch over your direct deposit and recurring payments quickly and conveniently.

Apply Online Apply with Educators Connect Cam™ Apply at a Branch

Disclosures

1 Fees may reduce earnings.

2 Minors age 12 and under are eligible to open a savings account with an adult as a joint owner.

3 Any and all fees and charges including without limitation the non-sufficient funds fees, continuous overdraft fees and interest charges (as set forth in our fee schedules and Account Agreement and Disclosures) will be included. Fees may reduce earnings. Account closure after ten consecutive days if the account balance is negative or has excessive overdrafts.

Check 21 – Legislation is now in place to allow your check to be replaced in the check process by an electronic check. This is designed to improve efficiency in faster check clearing, decrease fraud and increase security. Checks may clear within one or two days, so make sure funds are on deposit before writing. Should you need a copy of a check, it may be a reproduction of the electronic check, known as a “substitute check.” This form will maintain the legal equivalence of the original check.

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